Your privacy is important to us at Billy Ray Taylor Auto Sales, LLC. In order to provide you with a broad range of products and services, we collect and may share information about you with others. This Privacy Notice explains the information collection and sharing practices for Billy Ray Taylor Auto Sales, LLC.

Privacy Notice

            In providing financial products and services to you, we collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, and from our communications with you, such as your name, address, and social security number
• Information about your transactions with our us or others, such as your payment history
• Information we receive from a consumer reporting agency, such as reports about your credit history and credit worthiness

We may disclose all of the above-described information that we collect about you to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We will provide information about you to these companies and financial institutions only if they agree to use this information solely for the specified purpose, and to maintain the confidentiality of this information.

We also may disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law. For example, we may disclose consumer information about you to banks and other financial institutions who may assist in providing financing for your purchase of a vehicle from us to a court of law in response to a court order or subpoena, to consumer reporting agencies, in order to provide a product or service you have requested, and pursuant to your request or authorization.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards to guard the information we obtain about you.

Our policies and practices for obtaining and disclosing this information apply to both our current and former customers. We may change these policies and practices from time to time, but we will provide you with notice of any material change before it becomes effective.